The Seattle Public Library, in partnership with Consumer Education and Training Services (CENTS) and the Washington Attorney General's Office, will host a presentation on student loan repayment followed by one-on-one debt consultations from 1 p.m. to 3:30 p.m. Sunday, Nov. 5 at the Beacon Hill Branch, 2821 Beacon Ave. S., 206-684-4711. 

Library events and programs are free and everyone is welcome. Registration is not required. Free parking is available in the branch parking lot. 

At this presentation, panelists from CENTS will cover: 

Types of student loans and how to find out what type you have
Defaulted loans and options to deal with default
Finding an affordable payment plan to stay out of default
How to change payment plans
Loan forgiveness options for federal student loans
Dealing with collection activity
Specific issues related to private student loans
Pros and cons of filing for bankruptcy
Scams and frauds to watch out for
Self-help resources and further assistance 

Following the presentation, there will be a question-and-answer session and a limited number of one-on-one consultations with an attorney. Consultations will be assigned on a first-come, first-served basis to help attendees make a plan to deal with student loan debt. 

The event schedule will be as follows:

1 p.m. - Presentation
1:40 p.m. - Q&A
2:10 p.m. - One-on-one consultations (10 minutes each) 

This program is presented in partnership with the Education Subgroup of the Washington Attorney General's Student Loan Workgroup. Outreach subgroup members represent the following organizations: CENTS, Northwest Consumer Law Center, Northwest Justice Project, Washington Student Association and the Washington Attorney General's Office.